Welcome to America's #1 Credit Education Firm! Are your credit scores holding you back from the lowest interest rates? Could you afford the home or car of your dreams by BOOSTING your credit scores? Can you really save THOUSANDS of DOLLARS with your credit in just weeks? You Better Believe It! 
Credit Empowerment's personal services division, CMAC (see-mack), is a professional credit mentoring firm dedicated to getting our clients the highest credit scores possible. Providing a solution far more effective and consistent than traditional credit repair, the CMAC program works on all areas of your credit score, not just negative information. We prepare all correspondence and documentation necessary, and advise on opening, closing, settling or paying down accounts to arrive at the highest score. Easily improve your credit scores
45-75 points in just six weeks - One-on-one Personal Credit Coaches
- RISK-FREE 100% Money-Back Guarantee
- Get the Best Rates, Terms and Offers
- 97.5% Satisfaction Rate Since 2001
- Affordable Solutions Starting As Low As $89
Credit scores mean everything in today's world. They determine what car you drive, dictate where you live with your family, and cause your character to be scrutinized, assumed, and prejudged. Even employers, utility companies, and insurance underwriters use credit scores to qualify or reject you everyday. Insurance rates for less-than-great scores are 200-500% more costly than favorable scores, and the difference in your monthly mortgage payment is usually hundreds EACH MONTH. As a matter of fact, the average American will save about $8,500 per year in just insurance and interest payments alone with a 680 score than if he/she had a 580. It's no joke that high credit scores are the foundation for any financially-related transaction; they are the keys which open the doors to the dreams you wish to pursue. Our Process STEP 1. Account Setup - During an initial consultation, we will converse and analyze all of your credit information, both identifying priorities and preparing your file for processing. Including education about how your scores work, this first step is the starting point for all of our services.
STEP 2. Processing - A package including any needed letters, correspondence, documentation, etc. is prepared on your behalf and sent to you either by U.S. mail or digitally. This will include a summary of what's already been covered and action items to address.
STEP 3. Action Period - During this period we'll be removing inaccurate information, advising on settling bad debts, and opening, closing, or paying down accounts respectively. Your coach will periodically follow up to make sure we're on the right track.
STEP 4. Results Analysis - During another one-on-one consultation, you and your coach will disseminate your credit information and ensure you are ready to proceed by analyzing deleted or updated information, coaching you on the remaining accounts, and optimizing your file for the future.
STEP 5. Continued Service - Any additional questions, concerns, or needs can be addressed in the extended service period. This period also gives us the opportunity to address any other outstanding issues. The Services Our services provide a streamlined path to significantly improved credit scores on either a three month or six month plan, following a one-on-one mentoring format with recurring follow ups throughout the entire process. Every CMAC service comes with a 100% money-back guarantee as our promise of excellence. Recommended for HomeBuyers & Professionals: CMAC Pro - Coaching, Assistance, and Guidance
CMAC Pro is a six month program intended for the professional needing a quick and easy way to improve his/her scores. Best for those seeking 25-75 points on each of their credit scores within a 60 day time frame. This program is recommended for those needing the highest credit scores for home financing, auto financing, and consumer goods. 6 Months: $449
Begin with Only Half the Cost!
Recommended for Real Estate Entrepeneurs: CMAC Elite - Intensive Professional Coaching
Take your investing career to the next level! CMAC Elite is intended for professionals that use their credit as the lifeline of their business. Designed to improve one's credit scores and ensure they maintain their high position, this program is our most comprehensive yet. $2400 per Year
Begin with Only Half the Cost!
The CMAC Difference So why is CMAC better? It's simple: we're personal, educational, comprehensive and result-driven. A one-on-one coach is assigned to every client to create a solution for his/her individual situation. It may take credit repair tactics and strategies to help clean things up. It might require the infusion of new credit or removal of extraneous inquiries. Negative information only affects 35% of one's credit score—unlike the credit-repair guys, we tackle 100% of the factors considered by the scoring models. CMAC's focus is not just on negative information, not just on your debt, but on your CREDIT SCORES. CMAC is right for you when you're ready to make a rebound and re-establish the lifestyle that your scores have prevented you from having. We are credit score professionals. Our results aren't simply based on responses to 'credit repair' dispute letters; we follow a scientific, empirical process focusing on improving every part of our clients' credit scores. Success Stories Still not convinced? Check out these unrehearsed video testimonials from just a few of our REAL previous clients! | 
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